A Florida direct lender built on a single idea: test the fit before you extend the capital.
Touchstone Investments LLC was founded in Milton, Florida to give growing businesses a clearer, more honest path to capital. For generations, a touchstone was the assayer's most trusted instrument — a humble dark stone that revealed the true purity of gold by the streak it left behind. We chose that name deliberately. It captures how we work: no spectacle, no inflated promises, just a reliable measure of what a business genuinely needs and can sustainably carry.
As a direct lender, we fund the deals we approve. There is no chain of brokers between you and a decision, which means faster answers and terms we can actually stand behind. When we say yes, it is because the numbers and the relationship both passed the test. When we say no, we tell you why and, where we can, point you toward a better-suited path.
We serve owner-operated companies — contractors, retailers, service firms, distributors, and the many small and mid-sized businesses that form the backbone of the Gulf Coast economy and communities far beyond it. Many of our clients return not because they have to, but because they trust the standard we hold.
We assess each opportunity against a fixed standard before extending a single dollar. Funding should serve your business, not strain it.
Every term is stated in clear numbers and plain language. You will always know exactly what you are agreeing to before you sign.
We structure funding for durability. The goal is a business that is stronger after the capital is repaid, not merely larger for a moment.
You work with the people who make the decisions. That accountability is the foundation of everything we do.
Touchstone Investments is led by Jennifer McKinley, who oversees client relationships and funding decisions with a hands-on, principled approach. Jennifer built the firm around the belief that lending is fundamentally a relationship of trust — one that is earned through transparency, fair terms, and following through on every commitment.
From our office at 5117 Seneca Trail in Milton, our team takes the time to understand each business before recommending a funding structure. We believe the best financing decisions come from listening first, measuring carefully, and being honest about fit. That patience is exactly what a touchstone demands.
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