Funding Solutions

Capital structured around your business — measured carefully, explained plainly, and built to last.

How we fund growth

Every business is different, so we don't force a single product on everyone. We start by understanding your cash flow, your goals, and your timeline, then recommend the structure that genuinely fits. Below are the core ways Touchstone Investments puts capital to work.

Working Capital Loans

Working capital loans give your business reliable funds for day-to-day operations and near-term opportunities. Whether you need to bridge a seasonal slowdown, cover payroll during a growth phase, restock inventory ahead of a busy period, or simply keep cash flowing while invoices clear, a working capital loan provides a defined amount with a clear repayment schedule.

  • Smooth out seasonal revenue swings
  • Cover payroll, rent, and operating costs with confidence
  • Purchase inventory or supplies ahead of demand
  • Predictable, transparent repayment terms

Revenue-Based Financing

Revenue-based financing ties repayment to your actual sales, so your obligation flexes with the money coming through the door. In strong months you pay more; in slower months, less. For businesses with variable or seasonal revenue, this alignment keeps funding from becoming a burden when cash is tight, while still providing the capital you need to invest in growth today.

  • Repayment scaled to your real revenue
  • Well suited to seasonal and growth-stage businesses
  • Capital now, without a fixed monthly strain
  • Transparent terms reviewed with you upfront

Equipment Financing

Equipment financing lets you acquire the machinery, vehicles, technology, or tools your operation depends on without depleting your cash reserves. By spreading the cost over the useful life of the asset, you preserve liquidity for other priorities while the equipment begins generating value from day one. This is a practical path for contractors, manufacturers, medical practices, restaurants, and any business that runs on physical assets.

  • Acquire essential equipment without large upfront outlay
  • Preserve working capital for other needs
  • Align payments with the asset's productive life
  • Upgrade or expand capacity as your business grows

Business Funding

Our general business funding provides flexible, general-purpose capital structured around your specific objectives. Use it to open a new location, hire and train staff, launch a marketing push, consolidate a growth plan, or invest in the systems that will carry you to the next stage. We work with you to size the funding correctly — enough to achieve the goal, never more than your business can comfortably support.

  • Flexible capital for expansion, hiring, or marketing
  • Structured around your goals and timeline
  • Right-sized to protect your cash flow
  • Direct decisions from a direct lender

Bridge & Expansion Capital

Bridge and expansion capital carries your business across a defined gap or fuels a planned growth move. A bridge can cover the interval between a known funding event and your immediate needs; expansion capital provides the resources to act on an opportunity — a new contract, a larger facility, a market you're ready to enter. In both cases we map a clear path from the capital today to the stronger position it's meant to create.

  • Cover timing gaps with a clear repayment plan
  • Fund expansions, new locations, and major contracts
  • Defined entry and exit so the path stays clear
  • Structured for durability, not just speed

Our process

01

Conversation

We learn your business, your goals, and what success looks like for you.

02

The test

We measure the opportunity against a clear standard — needs, capacity, and fit.

03

Plain offer

If it's a fit, you receive terms stated in clear numbers, with no surprises.

04

Funding

On approval, we move quickly and stay your direct point of contact throughout.

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